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Annual Report

Physical 2025 CFMT Annual Report booklet shown on a wooden table in the sun

2025 Annual Report

BUILDING A BETTER COMMUNITY, TOGETHER.

Physical 2025 CFMT Annual Report booklet shown on a wooden table in the sun

LETTER FROM OUR CEO

I spend a lot of time thinking about what it takes to truly change a community. Not improve it around the edges, but genuinely change it. To make it more just, more welcoming, and more able to uplift everyone who calls it home.

While I don’t know that anyone has the magic answer, I do know this much: it is never because of one person or one organization. Creating real and lasting change in a community is a team sport.

This annual report is, at its heart, a celebration of our teammates.

These are your stories. Our fundholders, our nonprofit partners, our community leaders. You are the ones running the routes. You are the ones making the plays that matter, and we are honored to take the field alongside you.

With deep gratitude,

Hal Cato
CEO

BUILDING A BETTER
COMMUNITY, TOGETHER.

These stories from 2025 highlight what happens when donors, nonprofit partners, and CFMT sit down at the same table — taking on housing, belonging, and a culture of giving, together.

Hal Cato, leans on a wooden desk next to Stephanie Coleman.

Hal Cato – CEO at CFMT, and Stephanie Coleman – President and CEO at Nashville Area Chamber of Commerce

ADDRESSING OUR HOUSING CRISIS, TOGETHER.

Nearly half of renters in Davidson County spend more than 30% of their income on housing, and the leaders shaping policy, funding, and development have too often worked in silos. The Unified Housing Leadership Council, a cross-sector effort supported by CFMT, the Nashville Area Chamber of Commerce, and the Mayor’s Office, now brings them to one table to guide the region’s Unified Housing Strategy. Watch the full story

“People need access to housing they can afford in order to live near jobs, schools, transportation, and amenities. Housing affordability has become one of the biggest issues impacting workforce availability and our region’s economic competitiveness.”

STEPHANIE COLEMAN — PRESIDENT & CEO, NASHVILLE AREA CHAMBER OF COMMERCE

Adnan Karim and Lisa Sherman Luna stand shoulder to shoulder in front of an art mural.

Adnan Karim – Vice President of Community Impact at CFMT, and Lisa Sherman Luna – Executive Director at TIRRC

FOSTERING A SENSE OF BELONGING, TOGETHER.

When CFMT’s Adnan Karim and Hal Cato first sat down with Lisa Sherman Luna of the Tennessee Immigrant & Refugee Rights Coalition, The Belonging Fund hadn’t yet been born. That exploratory conversation grew into a steering committee of immigrant- and refugee-serving organizations from across the region — TIRRC bringing community trust and lived experience, CFMT bringing donor relationships and the ability to mobilize resources quickly. In 2025, eight partners distributed $430,000 in support for legal fees, healthcare, utility assistance, emergency housing, and other basic needs. Watch the full story

“Partnership was the only way to approach the work responsibly and in a way that actually reflects what the community needs.”

ADNAN KARIM — VICE PRESIDENT OF COMMUNITY IMPACT, CFMT

Rondal Richardson stands backstage with Kristen and Charlie Worsham.

(Left to right) Rondal Richardson – Executive Director of Music Community Foundation; Kristen and Charlie Worsham – The Compadres and Follow Your Heart Scholarship Funds at CFMT.

GROWING A CULTURE OF GIVING, TOGETHER.

When CMA Award–winning musician Charlie Worsham came to CFMT in 2016, he was carrying gratitude for home and a scholarship idea for students from his Mississippi hometown. With Rondal Richardson, the Follow Your Heart Scholarship Fund gave that vision the structure to last — and in 2023, Charlie and his wife Kristen expanded their giving as a family with the Compadres Fund. Ten years in, their story shows what happens when the right people, structure, and trust let generosity keep growing as life changes.

“In those early days, my goal was not to wait for my career to take off before laying the cornerstone for my philanthropy. I was hyper-focused on building something that would pay forward the investment my music teachers had made in me.”

Charlie Worsham — The Compadres Fund & Follow Your Heart Scholarship Fund

CFMT’s Community Impact team and community members gather for one of CFMT’s cohort sessions in the main lobby.

CFMT’s Community Impact team and community members gather for one of CFMT’s cohort sessions.

BUILDING SOMETHING THAT LASTS, TOGETHER.

CFMT’s strength is the local knowledge it carries and the steady care it brings to Middle Tennessee. Laundrea Lewis and Jerry Williams help tell the story of why CFMT has lasted for 35 years. Laundrea has built systems, relationships, and institutional knowledge that has carried the Foundation forward. Jerry has seen, as a donor, board leader, and grants committee chair, how that work turns generosity into something lasting. As Middle Tennessee continues to grow and change, that foundation will continue to guide what becomes possible next.

“While community may be the first word in our name, without foundation, we wouldn’t be here. You cannot build anything without a stable foundation.”

Laundrea Lewis — CFMT’s Director of Grants Management and its first employee in 1993

MAKING MORE
POSSIBLE, TOGETHER.

These highlights from 2025 share what happened when CFMT, donors, and nonprofits showed up together.

2025 BY THE NUMBERS

In 2025, CFMT distributed $103,952,708 in funds to 5,052 unique grantee partners.

GIVING

CFMT partners with donors to make a lasting impact. Whether your goals are to support a beloved nonprofit or find new and innovative solutions to our community’s most pressing challenges, we provide you with the connections and expertise to bring your charitable aspirations to life.

NUMBER OF GIFTS MADE TO CFMT IN 2025

9,499

MIDDLE TN AND SOUTHERN KY COUNTIES SERVED

43

TOTAL DOLLARS DONATED TO CFMT IN 2025

$76,112,690

GRANTMAKING

Nonprofit partners play a vital role in strengthening our community, and CFMT seeks to support and reinforce their impactful work through a variety of grantmaking opportunities. We are honored to invest in and partner with the agents and agencies of change who are working daily to address our most pressing issues.

GRANTS MADE IN 2025

$103,952,708

NUMBER OF UNIQUE GRANTEE PARTNERS IN 2025

5,052

AMOUNT OF GRANT DOLLARS DISTRIBUTED SINCE 1991

$1,537,728,400

GRANTS BY AREA

Through CFMT’s various types of funds and our commitment to donor intent, financial gifts support nonprofit organizations, causes, and concerns in the Middle Tennessee community and beyond. Outside of our annual grantmaking process, CFMT’s fundholders direct their charitable gifts to lift what matters most to them.

CFMT SERVICE AREA

$67,879,559

REST OF TENNESSEE

$9,917,960

OUTSIDE OF TENNESSEE

$26,155,189

THE MANY WAYS
PEOPLE GIVE

At CFMT, we offer a range of funds designed to meet donors where they are, whatever their goals, their giving timeline, or the causes closest to their hearts.

CFMT GOVERNANCE

Community Foundation of Middle Tennessee is guided by a dedicated Board of Directors committed to the highest standards of governance and fiduciary responsibility. Our board members bring a wealth of experience, diverse perspectives, and a shared passion for making a positive impact in our community.

Our Trustee’s Council provides strategic guidance, institutional knowledge, fund development, and networking opportunities.


Community Foundation of Middle Tennessee is a nonprofit organization committed to creating a more thriving and inclusive community. We do this by identifying the challenges facing our region and bringing together resources and relationships to address them.

Through tools for long-term charitable giving and local expertise, donors can help make a lasting difference in our communities and with our communities. CFMT currently administers more than 6,000 charitable funds, manages more than $900 million in assets, and awards more than $100 million in grants and scholarships each year.


PAST ANNUAL REPORTS

You’re invited to view our past annual reports below and explore the impact we can have when we give, together.

The greatness of a community is most accurately measured by the compassionate actions of its members.

Coretta Scott King
Community Foundation of Middle Tennessee Logo

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