
LETTER FROM OUR CEO
I spend a lot of time thinking about what it takes to truly change a community. Not improve it around the edges, but genuinely change it. To make it more just, more welcoming, and more able to uplift everyone who calls it home.
While I don’t know that anyone has the magic answer, I do know this much: it is never because of one person or one organization. Creating real and lasting change in a community is a team sport.
This annual report is, at its heart, a celebration of our teammates.
These are your stories. Our fundholders, our nonprofit partners, our community leaders. You are the ones running the routes. You are the ones making the plays that matter, and we are honored to take the field alongside you.
With deep gratitude,

Hal Cato
CEO
Dear Friends,
I spend a lot of time thinking about what it takes to truly change a community. Not improve it around the edges, but genuinely change it. To make it more just, more welcoming, and more able to uplift everyone who calls it home.
While I don’t know that anyone has the magic answer, I do know this much: it is never because of one person or one organization. Creating real and lasting change in a community is a team sport.
I believe a good community foundation’s job is to be the quarterback. We can read the field, call a few plays, and on our best days, help move the ball forward. But anyone who loves the game knows a quarterback is only as good as the team around them. The blocks being set, the routes being run, and the sincere trust built through years of showing up and doing the exhausting, unseen work together.
This annual report is, at its heart, a celebration of our teammates.
You will meet Adnan Karim, our VP of Community Impact, sitting with Lisa Sherman Luna, CEO of Tennessee Immigrant and Refugee Rights Coalition. They did not come together to negotiate but to listen. You will see how that single conversation helped put more than $430,000 to work for our immigrant neighbors who needed it most. You will read about what happens when a community foundation, a Chamber of Commerce, and a Mayor’s office decide that housing is too important and too complicated for any one of us to solve from our own corner of the room. And you will meet Charlie and Kristen Worsham, who came to us a decade ago with a scholarship dream and have built something that keeps growing alongside their family.
These are your stories. Our fundholders, our nonprofit partners, our community leaders. You are the ones running the routes. You are the ones making the plays that matter, and we are honored to take the field alongside you.
The numbers in this report are remarkable. But it is the relationships underneath them that move me the most. The trust built one conversation at a time. The way a simple act of curiosity can grow into something that changes thousands of lives. Yes, the numbers matter, but the relationships are what make the work both real and durable. The challenges ahead are real, but so is the team we have assembled. Thirty-five years in, I have never been more grateful for the company we keep. Thank you for making every play possible.
With deep gratitude,
Hal Cato
CEO
BUILDING A BETTER
COMMUNITY, TOGETHER.
These stories from 2025 highlight what happens when donors, nonprofit partners, and CFMT sit down at the same table — taking on housing, belonging, and a culture of giving, together.

Hal Cato – CEO at CFMT, and Stephanie Coleman – President and CEO at Nashville Area Chamber of Commerce
ADDRESSING OUR HOUSING CRISIS, TOGETHER.
Nearly half of renters in Davidson County spend more than 30% of their income on housing, and the leaders shaping policy, funding, and development have too often worked in silos. The Unified Housing Leadership Council, a cross-sector effort supported by CFMT, the Nashville Area Chamber of Commerce, and the Mayor’s Office, now brings them to one table to guide the region’s Unified Housing Strategy. Watch the full story
“People need access to housing they can afford in order to live near jobs, schools, transportation, and amenities. Housing affordability has become one of the biggest issues impacting workforce availability and our region’s economic competitiveness.”
STEPHANIE COLEMAN — PRESIDENT & CEO, NASHVILLE AREA CHAMBER OF COMMERCE

Adnan Karim – Vice President of Community Impact at CFMT, and Lisa Sherman Luna – Executive Director at TIRRC
FOSTERING A SENSE OF BELONGING, TOGETHER.
When CFMT’s Adnan Karim and Hal Cato first sat down with Lisa Sherman Luna of the Tennessee Immigrant & Refugee Rights Coalition, The Belonging Fund hadn’t yet been born. That exploratory conversation grew into a steering committee of immigrant- and refugee-serving organizations from across the region — TIRRC bringing community trust and lived experience, CFMT bringing donor relationships and the ability to mobilize resources quickly. In 2025, eight partners distributed $430,000 in support for legal fees, healthcare, utility assistance, emergency housing, and other basic needs. Watch the full story
“Partnership was the only way to approach the work responsibly and in a way that actually reflects what the community needs.”
ADNAN KARIM — VICE PRESIDENT OF COMMUNITY IMPACT, CFMT

(Left to right) Rondal Richardson – Executive Director of Music Community Foundation; Kristen and Charlie Worsham – The Compadres and Follow Your Heart Scholarship Funds at CFMT.
GROWING A CULTURE OF GIVING, TOGETHER.
When CMA Award–winning musician Charlie Worsham came to CFMT in 2016, he was carrying gratitude for home and a scholarship idea for students from his Mississippi hometown. With Rondal Richardson, the Follow Your Heart Scholarship Fund gave that vision the structure to last — and in 2023, Charlie and his wife Kristen expanded their giving as a family with the Compadres Fund. Ten years in, their story shows what happens when the right people, structure, and trust let generosity keep growing as life changes.
“In those early days, my goal was not to wait for my career to take off before laying the cornerstone for my philanthropy. I was hyper-focused on building something that would pay forward the investment my music teachers had made in me.”
Charlie Worsham — The Compadres Fund & Follow Your Heart Scholarship Fund

CFMT’s Community Impact team and community members gather for one of CFMT’s cohort sessions.
BUILDING SOMETHING THAT LASTS, TOGETHER.
CFMT’s strength is the local knowledge it carries and the steady care it brings to Middle Tennessee. Laundrea Lewis and Jerry Williams help tell the story of why CFMT has lasted for 35 years. Laundrea has built systems, relationships, and institutional knowledge that has carried the Foundation forward. Jerry has seen, as a donor, board leader, and grants committee chair, how that work turns generosity into something lasting. As Middle Tennessee continues to grow and change, that foundation will continue to guide what becomes possible next.
“While community may be the first word in our name, without foundation, we wouldn’t be here. You cannot build anything without a stable foundation.”
Laundrea Lewis — CFMT’s Director of Grants Management and its first employee in 1993
MAKING MORE
POSSIBLE, TOGETHER.
These highlights from 2025 share what happened when CFMT, donors, and nonprofits showed up together.
2025 BY THE NUMBERS
In 2025, CFMT distributed $103,952,708 in funds to 5,052 unique grantee partners.
GIVING
CFMT partners with donors to make a lasting impact. Whether your goals are to support a beloved nonprofit or find new and innovative solutions to our community’s most pressing challenges, we provide you with the connections and expertise to bring your charitable aspirations to life.
NUMBER OF GIFTS MADE TO CFMT IN 2025
9,499
MIDDLE TN AND SOUTHERN KY COUNTIES SERVED
43
TOTAL DOLLARS DONATED TO CFMT IN 2025
$76,112,690
GRANTMAKING
Nonprofit partners play a vital role in strengthening our community, and CFMT seeks to support and reinforce their impactful work through a variety of grantmaking opportunities. We are honored to invest in and partner with the agents and agencies of change who are working daily to address our most pressing issues.
GRANTS MADE IN 2025
$103,952,708
NUMBER OF UNIQUE GRANTEE PARTNERS IN 2025
5,052
AMOUNT OF GRANT DOLLARS DISTRIBUTED SINCE 1991
$1,537,728,400
GRANTS BY AREA
Through CFMT’s various types of funds and our commitment to donor intent, financial gifts support nonprofit organizations, causes, and concerns in the Middle Tennessee community and beyond. Outside of our annual grantmaking process, CFMT’s fundholders direct their charitable gifts to lift what matters most to them.
CFMT SERVICE AREA
$67,879,559
REST OF TENNESSEE
$9,917,960
OUTSIDE OF TENNESSEE
$26,155,189
THE MANY WAYS
PEOPLE GIVE
At CFMT, we offer a range of funds designed to meet donors where they are, whatever their goals, their giving timeline, or the causes closest to their hearts.

| Fund Name | Fund Group Name | Fund Subgroup Name | Donation Link |
|---|---|---|---|
| The Vivian Jones and Charles Neely Sanders Nature Education Fund | Agency Funds | Parks & Recreation | Donate |
| The Mike Auldridge Memorial Education Fund | Agency Funds | Entertainment | Donate |
| The Bill Breen Bluegrass Youth Education Fund | Agency Funds | Entertainment | Donate |
| Fuel the Fun Child Summer Feeding Endowment Fund | Agency Funds | Affiliate Fund | Donate |
| The Jenkins Fund | Designated Fund | Girls Give | Donate |
| Dr. Mildred T. Stahlman Fund for Nurses for Newborns | Designated Fund | Health & Medical | Donate |
| Todd and Jennifer Wilson Endowment for Music Education | Designated Fund | Arts & Culture | Donate |
| Faulkner Hall Family Fund | Designated Fund | Girls Give | Donate |
| Susan W. Simons Fund for the Long-Term Maintenance and Preservation of the Community Foundation Building at 3421 Belmont Boulevard | Designated Fund | Community Enrichment | Donate |
| Forward Fund | Designated Fund | Human Services | Donate |
| Slocum Family Fund | Designated Fund | Girls Give | Donate |
| The Elsie Marshall Charitable Fund | Donor Advised | Entertainment | Donate |
| The HumanKind Relief Fund | Donor Advised | Entertainment | Donate |
| The Wright Family Fund | Donor Advised | Donor Advised | Donate |
| The Davis Family Fund | Donor Advised | Entertainment | Donate |
| Howell Allen Neurosurgery Fund | Donor Advised | Corporate Charitable | Donate |
| Koe's Kids | Donor Advised | Entertainment | Donate |
| Reed Trapp Advised Fund | Donor Advised | Donor Advised | Donate |
| The Kris & Jennifer Wiatr Charitable Fund | Donor Advised | Entertainment | Donate |
| Shanta Hinson Nursing Memorial Fund | Donor Advised | Donor Advised | Donate |
| The Yolanda Hockett Charitable Fund | Donor Advised | Entertainment | Donate |
| Carol McSwiney Fund for Habitat for Humanity | Donor Advised | Donor Advised | Donate |
| Carol McSwiney Fund for Domestic Violence Programs | Donor Advised | Human Services | Donate |
| April and Bill Mullins Charitable Fund | Donor Advised | Donor Advised | Donate |
| The Neely Family Fund | Donor Advised | Donor Advised | Donate |
| Hescock Family Fund | Donor Advised | Donor Advised | Donate |
| Trasbin L. Stoner, II LGBTQ Support Fund | Donor Advised | Donor Advised | Donate |
| The Crossbridge Hospice Charitable Fund | Donor Advised | Corporate Charitable | Donate |
| With Arms Wide Open | Donor Advised | Entertainment | Donate |
| The Huggett Family Charitable Fund | Donor Advised | Donor Advised | Donate |
| The Forever Fluffy by Matt Mathews Fund | Donor Advised | Entertainment | Donate |
| The Joseph and Cathy Hickey Charity Fund | Donor Advised | Memorial Fund | Donate |
| The Allen Family Beloved Community Fund | Donor Advised | Donor Advised | Donate |
| Rebecca & David Klements Family Fund | Donor Advised | Donor Advised | Donate |
| Hodges Family Fund | Donor Advised | Donor Advised | Donate |
| Noah Horton Memorial Fund | Donor Advised | Memorial Fund | Donate |
| The A.M. Burton Matthew 25 Fund | Donor Advised | Entertainment | Donate |
| The Robert S. Lipman Fund | Donor Advised | Donor Advised | Donate |
| Jane W. Williams Fund | Donor Advised | Donor Advised | Donate |
| The Katie Lentile and Matt Hertz Family Fund | Donor Advised | Donor Advised | Donate |
| Ann and Joseph Gilbert III Advised Fund | Donor Advised | Donor Advised | Donate |
| The Unsung Heroes Fund: A for KING + COUNTRY Foundation | Donor Advised | Entertainment | Donate |
| Ashley McBryde's Light On Fund | Donor Advised | Entertainment | Donate |
| Walton's Hope Fund | Donor Advised | Donor Advised | Donate |
| The Dinwiddie Havron Charitable Fund | Donor Advised | Donor Advised | Donate |
| Hal G. Cato Fund | Donor Advised | Donor Advised | Donate |
| Graham Kiani Advised Fund | Donor Advised | Donor Advised | Donate |
| Sherrie Russ Levine Advised Fund | Donor Advised | Donor Advised | Donate |
| The Miles Murray Adcox Charitable Fund | Donor Advised | Entertainment | Donate |
| The Charita Upkins Hummingbird Fund | Donor Advised | Memorial Fund | Donate |
| The Sean and Betsy Wright Family Fund | Donor Advised | Donor Advised | Donate |
| Berke Family Advised Fund | Donor Advised | Donor Advised | Donate |
| Jayanthan and Sarah Subramanian Charitable Fund | Donor Advised | 1st Gen Nashvillians (New to Nashville) | Donate |
| Nan and Eric Beaty Family Fund | Donor Advised | 2nd Generation | Donate |
| Jill Turner Crow Advised Fund | Donor Advised | 2nd Generation | Donate |
| Christy and Kevin Hamilton Advised Fund | Donor Advised | 2nd Generation | Donate |
| Angela Scesa Advised Fund | Donor Advised | Donor Advised | Donate |
| Arizona Community Foundation Employee Emergency Fund | Employee Care | Employee Assistance | Donate |
| Middle Tennessee Donors Forum | Fiscal Sponsorship Fund | Fiscal Sponsorship | Donate |
| ACE Nashville | Fiscal Sponsorship Fund | Children's Causes | Donate |
| The ASSET Initiative | Fiscal Sponsorship Fund | Human Services | Donate |
| Home Together Nashville Fund | Fiscal Sponsorship Fund | Housing | Donate |
| Local News and Information Fund | FOI | Community Enrichment | Donate |
| Nashville School Violence Support & Healing Fund | FOI | Disaster Response | Donate |
| Nashville SC Community Engagement Activities Fund | FOI | Corporate Charitable | Donate |
| Darrell W. Smith Fund | FOI | Human Services | Donate |
| The Belonging Fund | FOI | Community Enrichment | Donate |
| BlueCross Healthy Place at Town of Henning Park Maintenance Fund | FOI | Parks & Recreation | Donate |
| BlueCross Healthy Place at Fishery Park Maintenance Fund | FOI | Parks & Recreation | Donate |
| BlueCross Healthy Place at the Chattanooga Airport Maintenance Fund | FOI | Parks & Recreation | Donate |
| Partner Strengthening Grant Program Fund | FOI | Health & Medical | Donate |
| Family Matters Community Enrichment Fund | FOI | Community Enrichment | Donate |
| LGBTQ Leadership Giving Circle | FOI | Community Enrichment | Donate |
| StyleBlueprint Giving Circle | FOI | Community Enrichment | Donate |
| Tennessee Funders Impact Fund | FOI | Impact Fund | Donate |
| Stacy Widelitz Fund | FOI | Entertainment | Donate |
| The Wish List | FOI | Community Enrichment | Donate |
| AES Families Support Fund | FOI | Disaster Response | Donate |
| Metro Nashville Office of Family Safety Fund | FOI | Human Services | Donate |
| Wilson County VOAD Fund | FOI | Fiscal Sponsorship | Donate |
| Fidelity Catalyst Fund Grant Tracking | Operating Other | Administrative | Donate |
| Civic Leadership Fund | Operating Other | Administrative | Donate |
| Joe Kraft Scholarship Fund | Scholarship Fund | Scholarships | Donate |
| Robert Weeks Kitchel Unrestricted Fund | Unrestricted | Unrestricted | Donate |
CFMT GOVERNANCE
Community Foundation of Middle Tennessee is guided by a dedicated Board of Directors committed to the highest standards of governance and fiduciary responsibility. Our board members bring a wealth of experience, diverse perspectives, and a shared passion for making a positive impact in our community.
Our Trustee’s Council provides strategic guidance, institutional knowledge, fund development, and networking opportunities.
Community Foundation of Middle Tennessee is a nonprofit organization committed to creating a more thriving and inclusive community. We do this by identifying the challenges facing our region and bringing together resources and relationships to address them.
Through tools for long-term charitable giving and local expertise, donors can help make a lasting difference in our communities and with our communities. CFMT currently administers more than 6,000 charitable funds, manages more than $900 million in assets, and awards more than $100 million in grants and scholarships each year.